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Friday, March 26, 2010

Ulster Bank Review

Incepted in the year 1836, Ulster Bank became a wholly owned subsidiary of NatWest Bank in 1917. And in the year 2000 Ulster Bank along with Nat West Bank became the members of the Royal Bank of Scotland Group (RBS).

Ulster Bank and First Active (a key mortgage provider, was obtained by Ulster Bank Group) rousing to a single brand in the Republic of Ireland produces a extremely valuable contender to the big players in the Irish banking organisation.
Ulster Bank has more than 7,000 employees across the Republic of Ireland and Northern Ireland.

Its business line includes Personal Banking, Business Banking, Corporate Markets and more. The services rendered by the Ulster Bank include Current Accounts, Mortgages, Savings, Insurance and many more.
To contact Ulster Bank one should call 0800 046 6486 and the website address is www.ulsterbank.co.uk

It also issues Credit Cards such as :

Ulster Bank Classic Master Card : The annual interest rate applicable is 3.9% for 12 months on balance transfer (2.9% or $ 3 minimum fee applicable), 0% of interest rate is applicable for 3 months on Purchases and after the introductory period is over the annual interest rate applicable is 18.9% (variable) and on Cash Advances the annual interest rate applicable is 22.5%. One would also be provided 56 days of Grace Period to repay back the balances of purchases in full. No annual fee is charged and the minimum credit limit allotted is $ 400 and it is accepted globally.

Ulster Bank Gold Master Card : The annual interest rate applicable is 3.9% for 12 months on balance transfer (2.9% or $ 3 minimum fee applicable), 0% of interest rate is applicable for 6 months on Purchases and after the introductory period is over the annual interest rate applicable is 16.9% (variable) and on Cash Advances the annual interest rate applicable is 22.5%. One would also be provided 56 days of Grace Period to repay back the balances of purchases in full. No annual fee is charged and the minimum credit limit allotted to one is $ 3,000 and maximum subject to status.

Ulster Bank Student MasterCard : The annual interest rate applicable on Purchases and Balance Transfer is 18.9% and on Cash Advances the interest rate applicable is 22.5%, up to 56 days of interest free is also provided to repay back the balances of the purchases. No annual fee is charged it is accepted worldwide and is accessible online too. One can easily pay bills and purchase online.

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