Sainsbury Bank

Sainsbury Supermarket opened its first store in the year 1869 and it is the UK's best positioned main food retailing chain. It serves over 18.5 million customers a week and has a market share of around 16 per cent and offers around 30,000 products and also complementary non-food products and services in many of its stores also internet-based home delivery shopping service is also available to nearly 90 per cent of UK households. Sainsbury's Supermarkets Ltd is a chosen representative of Sainsbury's Bank plc.

Sainsbury's Bank, a combined venture with HBOS (part of Lloyds Banking Group), provides a range of insurance products such as Insurance, loans, credit cards, savings, money markets, online banking and much more.
Its customer care number is 0800 096 0543 and to visit its official website log on to www.sainsburysbank.co.uk

Sainsbury Nectar Credit Card - The annual interest rate is applicable on Balance Transfer and Purchases varies from 15.94% or 19.95% or 21.95% depending upon the credit worthiness of the card user. And the annual interest rate on Cash Advances is 24.93%. The card user is also provided with a grace period to repay back the balances of purchases. No annual fee is applicable. One can earn Nectar points when one uses ones Sainsbury's Nectar Credit Card elsewhere - 1 point for every £5 one spends. With a Sainsbury's Nectar Credit Card one get double Nectar points on Sainsbury's shopping for 2 years when one pay with ones Sainsbury's Nectar Credit Card

Sainsbury Credit Card (For Sainsbury's shoppers with a Nectar Card) - One will be charged 0% of annual interest rate for Purchases and balance transfer for 12 months and then after an annual interest rate of 15.9% would be applicable. And the annual interest rate on Cash Advances is 24.93%. No annual fee is applicable and the minimum credit limit allotted is $ 500 and maximum subject to credit worthiness. One will enjoy benefits such as global acceptance, accessible online and much more.

And the other card issued by the bank is Sainsbury Credit Card (For non Nectar card holders)

The Cooperative Bank

The Cooperative Bank is a full-service local community bank. It was incepted in the year 1898 and it is headquartered in Roslindale

It caters to the meet the financial needs of the customers with the latest products, competitive interest rates and the premier class personalized facility.
Its business line encompasses Personal Banking, Business Banking, Insurance and Financial Planning. The Personal Banking offer services like Online Banking, Mortgages & Loans, Checking and Savings and more. Its Business Banking offer services like Current accounts, Community Banking, Deposit Accounts, Lending and Business Insurance and more.

To contact Cooperative Bank for Personal account enquiries call at 08457 212 212, for credit card enquiries call 0845 600 6000 and for Internet banking registration call 0800 590 483 and to visit the official website of the bank log on to www.co-operativebank.co.uk

It also issues a number of credit cards to meet the financial needs of its customer base such as

Platinum Fixed Rate Visa Credit Card - The annual interest rate of 9.9% is applicable for Purchases, Balance Transfer and Cash Advances fixed for 5 years. Up to 46 days of interest free is provided to repay back the balances of purchases. No annual fee is charged for the card which is a saving for a card user. One can enjoy benefits like Emergency Card and cash replacement service, 24-hour medical and legal assistance overseas, online accessible, pay bills online, shop online, accepted worldwide, up to £100,000 free Travel Accident Insurance and much more,
Clear Credit Card- Cooperative Bank charges an annual interest rate of 12.9% typical variable for purchases, Balance Transfer and Cash Advances. Up to 59 days of interest free is provided to repay back the balances of purchases. No annual fee is charged for the card. One can choose a design for the card between black or white card designs. One can enjoy various benefits such as up to £25,000 free Travel Accident Insurance, 24-hour medical and legal assistance overseas, accessible online, global acceptance, cash advances through ATMs and much more.

The other credit cards offered are
1)Think Visa Credit Card
2)Members Credit Card

Nationwide Building Society

Nationwide Building Society in the United Kingdom is one of the leading building societies in terms of total assets. Its main business is to offer personal financial services including residential mortgage lending, general retail banking services, personal investment products, insurance, personal lending and offshore deposit-taking. It also offers commercial lending and treasury operations services.
Contact Information

For all general enquiries one can call at 08457 30 20 10 (24-hours), for all enquiries for customers with hearing or speech difficulties call at 0800 37 80 01, for lost or stolen credit card call at 08457 99 22 22. To visit its main website one can log on to www.nationwide.co.uk.

It also issues a credit card to meet the financial needs of the customers
Nationwide Gold Visa Credit Card- Nationwide Building Society charges 0% of annual interest rate on Balance Transfer for 13 months and 0 % on purchases for 3 months and after the introductory offer is over a variable interest rate is applicable that is of 16.9% for purchases, balance transfers and Cash advances. Up to 56 days of interest free is offered to repay back the balances of purchases.
One is also offered various benefits such as it is accessible online, one can pay bills and can shop online, accepted worldwide where Visa Card acceptance is displayed, commission free purchases in abroad, free purchase cover for loss, theft or damage to most purchases over $ 50, free 12 month extended warranty on many gas or electrical products, lost or stolen card reporting, fats and friendly customer support service (working 24 hours a day).

One can easily purchase this Nationwide Visa credit Card by filling an application form available at its website that is www.nationwide.co.uk , it can be applied via phone also by calling at 08457 30 20 10.

Merchants Bank

Merchants Bank is a commercial bank presenting a whole variety of retail and commercial services to businesses, industry, private and government institutions and individuals. It is headquartered State of Vermont. It was established in the year 1849. It has approximately 260 full-time employees and 50 part-time employees.
It offers services like Deposit Solutions, Lending solutions, Mortgages, Cash Management, Merchant Services, overdraft Insurance and much more.

It offers premier customer service and to contact the customer service centre one can call at (800) 322-5222, to Report Lost/Stolen ATM or Debit Card (802) 865-1989, Report Lost/Stolen Credit Card call (877) 875-8078, for Automated Phone Banking call (800) 852-5969 and the official website address is www.mbvt.com

It also offers credit cards such as

Merchants Bank Maximum Rewards Platinum Edition Visa Card - The annual interest rate applicable on Purchases, Balance Transfer is 13.99%, 16.99% or 19.99 %( variable) depending upon the credit worthiness of a card holder. And the annual interest rate applicable on Cash Advances is 25.24%. A card user is also granted at least 21 days of a grace period so as to make the payments of the balances of purchases interest free. One can earn 1.5 points for every $ 1 in qualifying purchases. One can earn as many points as one wants as there is no cap to earn points and points earned can be redeemed also. One will also be provided with numerous benefits such as Purchase protection, extended warranty, travel assistance, online accessible and it is accepted worldwide.

Merchants Bank Platinum Visa Card - The annual interest rate applicable is 0% for 6 months on purchases and then after a variable interest rate of 9.99%, 13.99% or 16.99% is applicable on Purchases and Balance Transfer. The annual interest rate of 25.24% is applicable on Cash Advances is applicable. Grace period of 21 days is also offered to the customer to repay back the balances of purchases. This card is accessible online one can easily pay his bills and can shop online, it is accepted worldwide and one is also offered purchase protection, extended warranty, travel assistance, up to 25% discount at select car rental agencies and much more.