Allied Irish Bank

Allied Irish Bank was built-in Ireland in September 1966 as a result of the merger of three long established banks namely the Munster and Leinster Bank, the Provincial Bank of Ireland and the Royal Bank of Ireland.

In addition to its Irish functions it has started retail and corporate banking businesses in the United Kingdom, Poland and the United States.
It provides Personal and Business Banking services to its customers featuring Current Accounts, Mortgages, cards, loans Insurance, Savings, Pensions, Investments, internet banking and more services.

To contact AIB one can dial +353 (0) 1 6600311 or can view its official website that is www.aib.ie

The credit cards issued by Allied Irish Bank are :

AIB Platinum Visa Card - An introductory APR of 3.9% on purchases for 12 months, from the date ones credit card account is opened is applicable for Purchases, Balance Transfer. After the introductory period is over the APR on purchases will revert to the standard APR, currently 11.5% (variable), and up to 56 days of interest free is provided to repay back the balances of purchases. It also offer of 0.5% cash back, on purchase spends over EUR 5,000 in a 12 month period. It is accessible online and is accepted worldwide.

AIB mc2 Student MasterCard - An introductory rate of 3.9% APR on purchases fixed for 12 months, applies to all new accounts opened, from the date the account is opened. After the introductory period is over the standard APR applicable is of 15.9% (variable). 25 days of interest free are provided to a card holder so as to pay the balances of purchases in full. One can easily purchase this card by filling an application online else it can be applied via phone also. It is accessible online, one can pay bills and shop online, one can get cash advances through ATMs , and it is accepted worldwide.

The other credit card offered by Allied Irish Bank is 'be' Visa/MasterCard.

Northern Bank Review

Northern Bank was established in the year 1809 and it is remarked as one of the leading retail banks in Northern Ireland. In the year 2005, the Danish based Danske Bank acquired the Northern Bank.

Northern Bank provides a wide range of services like ebanking, loans, mortgages, savings & investments, insurance, private banking, current accounts, foreign exchange, wealth management and more to personal, small business, medium business and corporate business customers.

To contact Northern Bank within UK one can dial at 0845 6 031534 and outside UK one can call at 0044 28 9004 9219 and to visit Northern Bank official site one can log on to www.northernbank.co.uk

Northern Bank offers a wide range of credit cards to meet the financial needs of the customers such as
Northern Bank Master Card Standard Credit Card - An introductory interest rate is applicable on Purchases and Balance transfer of 0 % for 5 months and after the introductory period is over the annual interest rate applicable on Purchases, Balance Transfer and Cash Advances is 22.9% (variable). Up to 59 days are provided to repay back the balances of purchases interest free(if paid in full).No annual fee is applicable for the card and the minimum credit limit allotted to a card holder is $ 250 and maximum is subjected to status along with it one can enjoy an assortment of Master Card benefits and features.

Northern Bank Gold Master Card: An introductory interest rate is applicable on Purchases and Balance transfer of 0 % for 5 months and after the introductory period is over the annual interest rate applicable is 15.9% (variable). Up to 59 days are provided to repay back the balances of purchases interest free (if paid in full).No annual fee is applicable for the card and the minimum credit limit allotted to a card holder is $ 1500 and maximum is subjected to status. It is accepted globally and accessible online.

The other credit card offered by Northern Bank is
Northern Bank Platinum Master Card

Ulster Bank Review

Incepted in the year 1836, Ulster Bank became a wholly owned subsidiary of NatWest Bank in 1917. And in the year 2000 Ulster Bank along with Nat West Bank became the members of the Royal Bank of Scotland Group (RBS).

Ulster Bank and First Active (a key mortgage provider, was obtained by Ulster Bank Group) rousing to a single brand in the Republic of Ireland produces a extremely valuable contender to the big players in the Irish banking organisation.
Ulster Bank has more than 7,000 employees across the Republic of Ireland and Northern Ireland.

Its business line includes Personal Banking, Business Banking, Corporate Markets and more. The services rendered by the Ulster Bank include Current Accounts, Mortgages, Savings, Insurance and many more.
To contact Ulster Bank one should call 0800 046 6486 and the website address is www.ulsterbank.co.uk

It also issues Credit Cards such as :

Ulster Bank Classic Master Card : The annual interest rate applicable is 3.9% for 12 months on balance transfer (2.9% or $ 3 minimum fee applicable), 0% of interest rate is applicable for 3 months on Purchases and after the introductory period is over the annual interest rate applicable is 18.9% (variable) and on Cash Advances the annual interest rate applicable is 22.5%. One would also be provided 56 days of Grace Period to repay back the balances of purchases in full. No annual fee is charged and the minimum credit limit allotted is $ 400 and it is accepted globally.

Ulster Bank Gold Master Card : The annual interest rate applicable is 3.9% for 12 months on balance transfer (2.9% or $ 3 minimum fee applicable), 0% of interest rate is applicable for 6 months on Purchases and after the introductory period is over the annual interest rate applicable is 16.9% (variable) and on Cash Advances the annual interest rate applicable is 22.5%. One would also be provided 56 days of Grace Period to repay back the balances of purchases in full. No annual fee is charged and the minimum credit limit allotted to one is $ 3,000 and maximum subject to status.

Ulster Bank Student MasterCard : The annual interest rate applicable on Purchases and Balance Transfer is 18.9% and on Cash Advances the interest rate applicable is 22.5%, up to 56 days of interest free is also provided to repay back the balances of the purchases. No annual fee is charged it is accepted worldwide and is accessible online too. One can easily pay bills and purchase online.

Sun National Bank Review

Sun National Bank was founded in the year 1985. It is headquartered in Vineland, NJ and the bank offers a wide range of financial products and services.

It business line incorporates Personal, Small Business and commercial banking services and it offers services like Checking, Savings, CDs, Mortgages, Loans, Cash Management, Government Banking, and much more.

To contact customer care centre of Sun National Bank one has to call customer care centre at 1-800-362-9066, for Sun Credit Card support one can call at 1.800.362.6299 and the official website address is www.sunnbnj.com

Bank also offers a credit card that is

Sun National Bank Platinum Plus World Points Master Card : The Bank charges an APR (annual percentage rate) of 0 % for the first 7-10 billing periods from the date of account opening, the introductory period will be determined upon ones credit history and then after the standard annual interest rate will be between 12.99%-20.99% (depending upon the credit limit of the card holder).

The annual interest rate on Cash Advances is 24.24%. A grace period of 25 days is also offered so that the card holder can make his payment of the balances of purchases interest free. One can earn 1 reward point with every $ 1 spent with this card, one can earn as many points as one wants as there is no cap to the points earned.

Points earned can be redeemed also for various options like Cash Back, brand-name merchandise, gift cards, Travel across the country, fly overseas with no blackout dates. one is provided numerous benefits to enjoy such as 24/7 customer support service, fraud protection, accessible online, accepted worldwide where Master Card acceptance is displayed, can be used to get cash from ATM’s where Master Logo acceptance is displayed, pay bills online and shop online and much more.

Secure Trust Bank Review

Secure Trust Bank was incepted in the year 1952. It is a part of Arbuthnot Banking Group PLC.
It is placed in Solihull, West Midlands-UK. Though it is regarded as one of the Britain's smallest banks but it is regarded as the strongest UK Banks. It offers a variety of products and services for both personal and business customers alike. It also features a wide variety of banking services including personal loans, current and savings accounts and financial advice.

To contact Secure Trust Bank Prepaid Bank Account one can call at 08451 117 117 and for Savings Accounts one can call 08451 117 092 and its main website address is www.securetrustbank.com

Secure Trust Bank offers retail financial products. Secure Trust Bank’s main product is the One Bill Account, which is featured under the Money way brand and allows its customers to keep track of precisely how much of their money is used up on bills by presenting them with a single bill solution and one standard weekly or monthly payment.
It also serves its customers through other websites such as
1)www.moneyway.co.uk –Money way was earlier known as Secure Homes. With this new name and new ideas it offers value for money in a straightforward and clear way and is always looking to pioneer innovative and pioneering products to meet the needs of its customers

2)www.moneyfreedom.co.uk - Money freedom is the debt management service provided by Money way. The services offered by Money freedom are flexible and can modify ones debt management plan to meet the financial needs of the customers.

3)www.arbuthnotgroup.com -Arbuthnot Latham Banking business line encompasses three main categories such as Personal Banking, Financial Planning and Investment Management.

It also issues a prepaid card that is

Secure Trust Prepaid Master Card : There is no interest charged, no bank account needed, no credit check performed for this prepaid card. The account set up fee is $ 25 (including the first monthly management fee), monthly management fee is $ 12.50 and additional card fee is $ 5. The cash withdrawal limit per day is $ 500. It is a reloadable card and it is accepted at numerous places where Master Card acceptance is displayed and it is accessible online, one can pay bills and can shop easily online with this card.

Clydesdale Bank

Clydesdale Bank was founded in the year 1838 and it has a proud history of innovation and support for Scottish industry and communities. In the year 1987 it became a member of National Australian Bank Group.

Clydesdale Bank has over 150 retail branches and over 7.7 million banking customers and 2.3 million wealth management customers. Its head office is in Glasgow.
Its business line includes Personal Banking, Private Banking and Business Banking. Clydesdale Bank provide numerous financial services like Savings, Loans, Mortgages, Insurance, financial advice and much more.

To contact Clydesdale Bank for telephone banking - call 08457 24 00 24, open 24 hours every day, for internet Banking help desk call 08456 011 801 (outside the UK phone +44 141 951 7320) - open Monday - Friday: 8am-10pm, Saturday and Sunday 9am-6pm, and for lost and stolen cards call at 0845 6060622 (open 24 hours every day). The address of its official website is www.cbonline.co.uk

Clydesdale Bank also provides a credit card to meet the financial needs of its clientele.

Clydesdale Bank Gold Master Card : The bank applies 0% of annual interest rate on Purchases for 3 months, 0% interest rate on Balance Transfer for 12 months and after the introductory period is over the standard interest rate applicable is 16.9% (variable). The card holder is also provided up to 55 days of grace period to repay back the balances of Purchases (remember to pay the balances in full and each month).
There is no annual fee charged for this Gold Master Card and one can get an additional card at no extra cost. It is an online accessible card with which one can easily pay and purchase things online. It is accepted at numerous places worldwide where Master Card acceptance is displayed, one can get cash advances through ATM’s worldwide. It can be applied easily online.

Egg banking Plc, Review

Egg Banking Plc as established in the year 1998 and it has become one of the world's largest pure online banks. It provides services in the area Banking, Investment and Insurance. Egg Bank has won number of awards over the year such as it won British Television Advertising Awards (BTAA) in March 2006, The Credit Card Awards in February 2006, Personal Finance Magazine Awards in May 2005 and Egg for its successful partnership with the Derby Playhouse in creating the Egg theatre academy has won Arts and Business Champion of the Year in March 2005 and many more awards and recognition. It offers value for money and great service.

To contact Egg Bank one can dial 08451 233 233, for Card repayment protection one can dial 08451 205 203, Egg Emergency Cover – Servicing 0844 848 4266, for Egg Emergency Cover - Loss reporting 0800 138 0593 in U.K and from abroad +441904 54 4217, for Egg Home Insurance - changes, quotes and general enquiries one can dial 0870 906 2999 and International number for all Egg queries+44 1332 395 919.


Egg Bank also provides credit cards to meet the financial needs of the customers
Egg Visa Card : Egg Bank charges 0 % annual interest rate until 1 may 2011 on balance transferred before 1 June 2010 (3% fees applicable) and 0% interest rate on new purchases until 1 June 2010 after the introductory period is over the annual interest rate applicable is 16.9% (variable) and one is also provided 45 days of grace period to repay back the balances of Purchases.

No annual membership fee is charged. It is an online accessible card with which one can easily shop and pay bills online, it is accepted worldwide where Visa Card acceptance is displayed.

Egg Money World Master Card-New Egg Money customers get 8.9% pa fixed for the life of any balance transfers made before 1 June 2010.and no balance transfer fee is applicable (conditions apply) the annual interest rate applicable is 17.8% (variable), It also provides 1% cash back.

One is provided up to 50 days of grace period to pay the balances of Purchases and it is accepted globally and one can get cash advances through ATM’s worldwide where Visa Card acceptance is displayed.